1. What information do we collect?

We collect information from you when you subscribe to our newsletter, fill out a form, register as a member or login to the Members Area. When on our site you may be asked to enter your name, email address, mailing or physical address, phone number, credit card information or your personal lifestyle preferences. Like most websites, we use cookies and / or web beacons to enhance your experience, gather general visitor information and track visits to our website. Please refer to the 'Do we use cookies? section below for information about cookies and how we use them.

2. Membership fees, cancelations and renewals

a.Membership fees are communicated upon application and are due on acceptance of your membership application and annually thereafter. Membership fees are payable annually in advance by card or bank transfer. b.Your membership fee is non refundable. However, VMG may at its sole discretion elect to refund your membership fee in whole or in part depending on your circumstances. c.VMG reserves the absolute right to cancel or suspend your membership (at its sole discretion) for any reason whatsoever. If VMG cancels your membership, it shall refund the balance of the annual membership fee on a time apportionment basis in respect of the unexpired period to which the annual Membership fee relates.

3. How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you access this information.

4. Do we use cookies?

Yes. Cookies are small files that a site or its service provider transfers to your computers hard drive through your web browser (subject to your consent) that enables the site or service provider's systems to recognize your browser and capture and remember certain information. We use cookies to understand and save your preferences for future visits and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in future.

5. Do we disclose information to outside parties?

We do NOT sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising or other uses.

6. Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party's have separate and independent privacy policies. We therefore have no responsibility or liability for the content or activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and services and welcome any feedback about these third parties.

7. California Online Privacy Protection Act Compliance

Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent. As part of the California Online Privacy Protection Act, all registered members of our site may make any changes to their information at any time by logging into the Members Area via the main menu and changing their information as stored in their 'Personal Profile'..

8. Childrens Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA and do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 18 years old or older.

9. Terms of business

Please also visit our 'Terms of business' section establishing the use, disclaimers and limitations of liability governing the use of our website or services at

10. Your Consent

By using our site or services, you consent to our privacy policy.